{"id":121,"date":"2019-11-16T20:26:56","date_gmt":"2019-11-16T20:26:56","guid":{"rendered":"https:\/\/www.renudentalcare.com\/blog\/?p=121"},"modified":"2019-12-16T20:32:21","modified_gmt":"2019-12-16T20:32:21","slug":"if-you-have-dental-insurance-benefits-read-this-before-january","status":"publish","type":"post","link":"https:\/\/www.renudentalcare.com\/blog\/if-you-have-dental-insurance-benefits-read-this-before-january\/","title":{"rendered":"If You Have Dental Insurance Benefits, Read This Before January!"},"content":{"rendered":"\n
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Did you know that every single year, millions of people with\ndental insurance leave benefits that they paid for on the table? This is mainly\nbecause the benefits they were once entitled to are set to expire, typically on\nthe first day of the new year. If you\u2019ve been paying a monthly premium and\nstill have treatments to take advantage of, you should get scheduled today!\nThere are many benefits to maximizing insurance<\/a> before\nthe end of the year; here are a few you should consider.<\/p>\n\n\n\n\n\n\n\n

You Can Make the Most of Your Deductible<\/h2>\n\n\n\n

The deductible refers to the amount of money that needs to\nbe paid out-of-pocket before insurance covers any treatments. If you\u2019ve already\nmet your deductible, which is typically low for dental insurance plans, it\u2019s good\nfor the rest of the year. Once your plan resets on January 1st, you\u2019ll have to\npay it again before you can get treatments covered. That\u2019s why getting them\ndone before this reset date is so important.<\/p>\n\n\n\n

Save Money By Starting Before the New Year<\/h2>\n\n\n\n

It\u2019s very common for dentists to schedule complex treatments\nthat require multiple visits to complete at the end of the year. This is\nbecause it allows patients to maximize their coverage as they end the new year,\nbefore <\/em>major changes to their insurance plan actually occur. For\nexample, if you need a filling or crown to repair your tooth, you can make sure\nthat you\u2019re only paying the co-pays that you\u2019re used to paying before your\ninsurance company has a chance to change them. The same applies for the percentage\nof coverage or types of coverage the insurance company might provide. Getting\nyour treatments done now means you lock in those prices ahead of time, and potentially\nsave in the process.<\/p>\n\n\n\n

Don\u2019t Let Premiums Go to Waste<\/h2>\n\n\n\n

When you pay a monthly premium, you\u2019re able to access the coverage\nthat your dental insurance provides, including your most important forms of\ncare to maintain long-term oral health. This includes basic cleanings, exams\nand X-rays, all of which play a big role in making sure that you have no\nunderlying problems and that you\u2019re brushing and flossing enough at home.<\/p>\n\n\n\n

If you only visited once this year for an exam and cleaning\nand you\u2019re aware that your plan offers two exams\/cleanings per year, not\ngetting it done only wastes your premium. With routine care, you can even save\non potential restorative and emergency dental care in the future.<\/p>\n\n\n\n

How Dental Insurance Covers Care<\/h2>\n\n\n\n

Dental insurance typically covers treatments in the\nfollowing way:<\/p>\n\n\n\n